A smart decision. A positive impact.
With low rates and flexible terms, this is one smart financial decision—whether you're purchasing new or used, refinancing your current loan from another lender or even buying out a lease.
And you're also making a positive impact in our community because we'll be donating a new bike to a local youth in need.
We'll break it down for you:
- Rates as low as 5.49% APR*
- Flexible Terms to Fit Your Budget
- A Bike Donated in Your Honor
Finance with Flexibility. Own with Confidence.
At 3Hill, we believe your journey should reflect your values—including how you finance your vehicle. That's why we offer Drive4Less: a smart alternative to traditional auto loans or leases. It's designed to give you lower monthly payments, greater flexibility, and most importantly—ownership.
With Drive4Less, you can drive the car you want now—without compromising your future goals. It's vehicle financing that supports the way you live: on your terms and with purpose.
Why Drive4Less?
- Low monthly payments
- No down payment or upfront fees
- You own the vehicle (title is in your name)
- No inflated insurance premiums
- Freedom to sell, trade, refinance, or pay off early—anytime
- No early termination fees
- Walk-away option (return the vehicle at the end of the term if you choose)
- Mileage options (7,500 to 18,000 miles per year)
- All new and pre-owned vehicles up to five years old are eligible (financing terms available up to 72 months)
Drive smarter. Live better. Choose a financing path that fits your life with purpose.
Scroll down to try the Drive4Less Payment Calculator and build your vehicle plan from the comfort of home. Or stop by 3Hill or give us a call at 610.275.8440 and let's see what we can do for you.
What will my monthly payment look like?
Great question, and the answer looks different for everyone. Give this loan calculator a try to get a better understanding of what your monthly payment might look like.
View our current ratesThis calculator is for estimation and informational purposes only. Payment presented is not a final, binding notification of what your actual monthly payment will be.
Are you in the market for a new vehicle?
Pro Tip: Get pre-approved right away so you can shift your attention to figuring out your spending limit. By doing this, you won't have to stress about the interest rate, the loan term or even the monthly payment. Instead, you'll have a clear budget in mind, making it easier for you to find that perfect vehicle you've been dreaming of.
We're here to help. Give us a call at 610.275.8440 and let's see what we can do for you.
Drive. Save. Give.
Let's get you and your family on the road with our low rates and flexible payments. And when you close your loan, 3Hill will donate a brand-new bicycle in your honor to a local youth who really needs it.
Life with purpose.
Blue Bell born and raised.
At 3Hill Credit Union, we believe life is more than money. It's about making an impact on the people around us, to change what is to what could be. We call it "Life with purpose." Whether you're a mom, dad, educator, soldier or friend, we strive to support you in making a difference in the world. Join us. Let's lift up our community, together.
Get in on ALL that 3Hill has to offer.
We offer way more than just Auto Loans. 3Hill is a full service financial resource where our members come first. We are dedicated to helping our members reach their financial goals. That's why you can always expect quality financial products and services and the professional, confidential and courteous service you deserve. Once you've become a 3Hill Credit Union member, we invite you to invite all of your Montgomery County friends, coworkers and neighbors to join, too.
All persons who live, work, worship, attend school in, volunteer in or are businesses in Montgomery County, PA, are eligible to join 3Hill Credit Union.
* APR = Annual Percentage Rate. APR is determined based on applicant's credit score. Actual rates may vary. Rates and terms subject to change without notice. Membership requirements apply. Contact 3Hill Credit Union for full loan details.
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